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Toyota 4Runner (5th Gen)

10-24 · Toyota 4Runner

84out of 100

The last true body-on-frame SUV you can buy new. Used examples hold value so well, older ones cost almost as much.

Scores last updated: June 14, 2026

Score breakdown

Our take

What it really is

The 5th gen 4Runner uses the same 1GR-FE 4.0L V6 it has had since 2003. This is not an oversight. It is a deliberate choice to maintain mechanical simplicity and proven longevity. 26.8% chance of reaching 250k miles.

Why it's on this list

3rd in iSeeCars 250k longevity study. 25.5% 5-year depreciation, exceptional for any SUV. The 4Runner does what few modern SUVs can: genuine off-road capability, unlimited mechanical aftermarket, and 200k+ proven drivetrain.

The honest trade-offs

24.6% rollover risk, highest of any large SUV in NHTSA testing. 17 MPG combined. The interior has not been meaningfully updated since 2010. This is not a highway cruiser or a family comfort vehicle.

What to buy and what to avoid

Limited trim for daily use. Better seats and ride quality matter at 17 MPG. Avoid TRD Pro if primarily street-driven. Aggressive AT tires make highway noise worse. SR5 for the price-to-value entry point. 2014+ for the updated infotainment.

Annual cost of ownership

Fuel (12k mi)
$2,329 (USD)[5]
Maintenance
$514 (USD)[1]
Tires (prorated)
$380 (USD)
Insurance (25yr male)
$2,246 (USD)[8]
Insurance (40yr female)
$1,320 (USD)[8]
Total (25yr male)
$3,260 (USD)
Total (40yr female)
$2,334 (USD)

Key specs

MPG combined
17[5]
MPG city / hwy
16 / 19[5]
Tank
23 gal[5]
Engine
1GR-FE 4.0L V6
Horsepower
270 hp
Torque
278 lb-ft
Seats
5
Cargo (behind 2nd row)
47.2 cu ft
Cargo max
89.7 cu ft
Tow capacity
5,000 lbs
Ground clearance
9.6"
Stock tires
265/70R17
Body
SUV
Rear seats
60/40 split
3rd row
Tumble / removable

Safety

NHTSA overall
4/5 ★[2]
Rollover risk
25%[2]
IIHS rating
Acceptable[4]
ESC standard
Yes

Rust vulnerability

Overall severity
Low
Frame rust risk
Low

Reliability data

RepairPal annual cost
$514 (USD)[1]
Industry avg annual cost
$652 (USD)[1]
RepairPal rating
4/5[1]
Unscheduled visits/yr
0.5[1]
Severe issue probability
7%[1]
250k-mile survival
62%[7]

Repairability

Headlight type
Halogen
DIY replacement cost
$45 (USD)
At major retailer
Yes
Headlight benchmark
10/10

References

Sources used to research and score this vehicle. Superscript numbers in the sections above link here.

  1. [1]dataset
    RepairPal

    Annual maintenance cost, reliability rating, unscheduled visit frequency, severe issue probability

  2. [2]government
    NHTSA Crash Test Ratings

    Overall crash test stars, rollover risk %, rollover stars, frontal and side ratings

  3. [3]government
    NHTSA Technical Service Bulletins

    Manufacturer-acknowledged technical issues and dealer fixes

  4. [4]dataset
    IIHS Safety Ratings

    Small overlap, side impact, overall safety rating, Top Safety Pick status

  5. [5]government
    EPA Fuel Economy Guide

    MPG city/highway/combined, fuel grade required, tank size

  6. [6]forum thread
    CarComplaints

    Most complained-about model years, common failure patterns by year and mileage band

  7. [7]dataset
    iSeeCars Long-Term Reliability

    250k-mile survival rate, depreciation curve, best age to buy used

  8. [8]publication
    Bankrate / Insurify Insurance Estimates

    Insurance cost estimates by vehicle class and driver profile

Before you buy

Looking to buy a Toyota 4Runner?

Start with our fully customized pre-purchase inspection checklist for you or your mechanic. Three versions: one for buyers who are not mechanics, one for enthusiasts with tools, one for handing off to a professional. Print or save as PDF.

Get the checklist

Modernize this car

CarPlay, backup cameras, blind spot monitoring, TPMS, and dashcams. Researched picks and honest watch-outs.

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