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Toyota Camry (5th Gen)

02-06 · Toyota Camry

85out of 100

The XV30 Camry gave you a reliable 2.4L with a timing chain and nothing to worry about, just watch for the oil consumption on the 2AZ-FE above 150k miles.

Score breakdown

Our take

What it really is

A midsize sedan that defined "appliance car" for a generation. The 2AZ-FE 4-cylinder is chain-driven, makes 157hp, and is widely serviced everywhere. The V6 option exists but the 4-cylinder is the right buy. No ESC on any trim.

Why it's on this list

Under $8k for a clean XV30 is still possible. The 2AZ-FE is known, cheap to fix, and will run past 200k with basic maintenance. Toyota parts pricing is reasonable.

The honest trade-offs

No ESC, a real safety gap for a car this age. The 2AZ-FE has a documented oil consumption issue on high-mileage examples. No available manual transmission on the 4-cylinder. Interior feels dated even for its era.

What to buy and what to avoid

05-06 LE or SE with 4-cylinder automatic. Check oil consumption carefully above 120k miles. Avoid V6 unless you want higher insurance and fuel costs. No manual available.

Annual cost of ownership

Fuel (12k mi)
$1,540 (USD)[5]
Maintenance
$388 (USD)[1]
Tires (prorated)
$173 (USD)
Insurance (25yr male)
$1,960 (USD)[8]
Insurance (40yr female)
$1,500 (USD)[8]
Total (25yr male)
$2,621 (USD)
Total (40yr female)
$2,161 (USD)

Key specs

MPG combined
26[5]
MPG city / hwy
24 / 33[5]
Engine
2.4L 4-cyl (2AZ-FE)
Horsepower
157 hp
Torque
162 lb-ft
Seats
5
Cargo max
15.9 cu ft
Stock tires
205/65R15
Body
Sedan (trunk)
Rear seats
60/40 split

Safety

NHTSA overall
4/5 ★[2]
Rollover risk
15%[2]
IIHS rating
Acceptable[4]
ESC standard
No

Rust vulnerability

Overall severity
Low
Frame rust risk
Low

Reliability data

RepairPal annual cost
$388 (USD)[1]
Industry avg annual cost
$652 (USD)[1]
RepairPal rating
4/5[1]
Unscheduled visits/yr
0.4[1]
Severe issue probability
10%[1]
250k-mile survival
55%[7]

Repairability

Headlight type
Halogen
DIY replacement cost
$18 (USD)
At major retailer
Yes
Headlight benchmark
10/10

References

Sources used to research and score this vehicle. Superscript numbers in the sections above link here.

  1. [1]dataset
    RepairPal

    Annual repair cost, visit frequency, and severe issue probability. Used in the reliability formula.

  2. [2]government
    NHTSA Crash Test Ratings

    Federal crash test star ratings and rollover percentages. Used in the safety formula.

  3. [3]government
    NHTSA Technical Service Bulletins

    Manufacturer-issued service bulletins flagging known defects. Used in the PPI checklist generator.

  4. [4]dataset
    IIHS Safety Ratings

    Insurance Institute crash test ratings (small overlap, side, headlight quality). Used in the safety formula and the repairability headlight benchmark.

  5. [5]government
    EPA Fuel Economy Guide

    Official combined/city/highway MPG figures. Used in the true annual cost formula.

  6. [6]forum thread
    CarComplaints

    Owner-reported defect patterns by mileage and year. Used in the known-issues list and PPI checklist.

  7. [7]dataset
    iSeeCars Long-Term Reliability

    Probability of reaching 250,000 miles by make and model. Used in the reliability formula.

  8. [8]publication
    Bankrate / Insurify Insurance Estimates

    Full-coverage insurance estimates by driver profile (25M, 40F). Used in the true annual cost formula.

Before you buy

Looking to buy a Toyota Camry?

Start with our fully customized pre-purchase inspection checklist for you or your mechanic. Three versions: one for buyers who are not mechanics, one for enthusiasts with tools, one for handing off to a professional. Print or save as PDF.

Get the checklist

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